"I approached Zoe because I needed a specialist BTL mortgage and at that point had no prior experience as a BTL landlord.

Zoe helped me immensely by talking through my options and explaining in detail what was available and the best lender to approach based on my circumstances. The result was I managed to secure a great mortgage at a great rate despite this being my first specialist BTL product.

One thing I liked was that I was constantly kept updated and any issues were addressed quickly and professionally.

I have since gone on to get more mortgages, each time has been just as good if not better than the previous as Zoe now knows exactly what I am after and my circumstances, so each one seems to be getting easier and quicker.

I found the experience to be a pleasure to deal with Zoe, she is now my first call when looking for further funding. 

I would have no hesitation in recommending Zoe and Zest Financial to anyone that is looking for BTL lending or indeed any other mortgage requirement.”